Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially

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Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially

Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially

“All men dream: but not equally. Those who dream in the dark recesses of the night awake in the day to find all was vanity. But the dreamers of day are dangerous men, for they may act their dreams with open eyes, and make it possible.” – T.E. Lawrence


Why are you still poor?

The answer, although simple, comes in many shapes and forms.

It’s simple because it’s your state of mind.

The good news? You can get out of a poor state of mind.

In this post I’ll be sharing 10 damaging behaviours and ideologies that could be holding you back:

Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially


  1. You have an external locus of control

Holding destructive beliefs is a sure-fire way to set yourself up for failure. So, what exactly are destructive beliefs? Psychology holds the answer.

The term ‘locus of control’ in psychology refers to your beliefs about how responsible you are for your future. You have an internal locus of control if you believe you are responsible, or you have an external locus of control if you believe you are the victim of fate and circumstance.

Take this example: someone with an internal LOC would take responsibility for failing a test by admitting they hadn’t studied enough; someone with an external LOC would blame failing the test on their teacher or bad questions. If you have an external locus of control, you will blame anyone but yourself, try and justify your situation, and complain.

These aren’t just behaviours; they are beliefs you have meshed into your unconscious. Worst of all, they will limit you in every way, shape and form.

Stop attracting negativity, because thinking about crap will just give you more crap. Stop being a crap magnet and take control.

  1. You’re short-sighted

Most opportunities require long-term vision: both to implement action successfully, and to take one step in the first place.

If you’ve not established your long-term goals, you won’t know what they are or be able to spot an opportunity to work towards that if it arises.

  1. Looking down on opportunities

Poor people often look down on opportunities too.

Have you ever had a great idea but been too afraid to start? Did you not think you would have enough time to do it? This isn’t true.

Anything is possible, but if you don’t start somewhere, how can you get anywhere?

  1. Lacking understanding

This is how mistakes happen.

Have you ever thought you’ve familiarised yourself with something, but then when someone asks you to explain it to them, you can’t? It’s easy to think you’ve grasped something when in reality you’re not there yet.

However, this can also stump learning, and continuous learning is a prerequisite to success.

So the next time you think you’ve gained an understanding of something, make sure that it isn’t just ‘enough to get by’. Keep learning the skills of business and making money. Keep growing. You can always be better, but you have to be patient. This is the belief you will need to get out of a poor mindset.

Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially

  1. Failing to act quickly enough

Have you been waiting for something? What is it?

If you want to know the truth, there is no right time! It is however better to act sooner than later. Reading this post means that you’ve taken the first step.

  1. You have a bad mentor (Or don’t have one at all!)

If you’re modelling yourself on someone, you better pick a good one.

Don’t choose someone without money. People without it will be quick to offer their advice. They call themselves life coaches and success coaches, but if they haven’t acquired money themselves, they can’t give you the advice you need.

On the other hand, don’t choose someone who’s rich if they don’t have ethics. You don’t want to hurt people along the way, so avoid those who follow the path of greed.

  1. You slave away

How will you save or manage money efficiently if you live from paycheck to paycheck? Avoid being a pawn in someone else’s game, or you will make other people rich when you could be making yourself rich.

  1. You’re in bad company

“Birds of a feather flock together”

Surrounding yourself with people with bad attitudes will only influence you to take on the same bad attitudes. This brings us on to our next reason…

  1. You have a bad attitude towards money

Ask yourself this: do you really care about your money? Holding limiting attitudes will limit your growth – both in the bank and in life. Change your thinking to change your circumstances.

  1. You have no ambition

What’s your passion? What are you striving for? Can you answer those questions?

If not, you are poor because you have no ambition. Ambition is the ingredient to maximising your potential and overcoming your current state of mind.

So, the real question we should be asking here isn’t “Why am I still poor?”, it’s “How can I attract abundance into my life?”. This is ambition. It will allow you to learn continuously, persevere at that and aim for perfection. Ambition is the way forward.

Raise your goals, because providing average can only give you average back!


Why Am I Still Poor? 10 Reasons Why You Are Struggling Financially

So, if you’ve been wondering “Why am I still poor?”, you’ve been asking the wrong question!

The question you should be asking is “How can I attract abundance into my life?”. If you focus on this, anything is possible.

No more excuses, no more waiting for ‘the right moment’, no more lacking understanding, no more missed opportunities. Being poor is a state of mind, so get out of it!


I hope you enjoyed this post. Please share the love.

And in the meantime…

Keep being the best you can be.

Your friend and mentor,




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